Manager: Risk Management (Head of Risk) 80-100%

• 12 September 2026
• 80 - 100%
• Indefinite period
• Lenzburg

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As a banking group with increasing complexity and a unique business model, we are recreating the position of Risk Management Manager to coherently develop our risk culture, group-wide risk aggregation, and independent risk control. Are you looking for a varied and demanding construction role, can you situate notions such as interest rate and default risks as well as open banking and integrated finance within a global context and evaluate the resulting impacts?

Your position
You are responsible for the entire spectrum of risks of the banking group in five dimensions - financial risks, non-financial risks, credit analysis, credit recovery, and group-wide risk management - and establish the independent control perspective of the 2nd line of defense. You lead four teams totaling 10 employees.

Hierarchical structure
You report to the head of the Finance and Risk Management department (CFO & CRO), who is a member of the general management and deputy to the CEO.

Your tasks ##

Leadership and development of employees

• Leadership of 4 teams (4 direct subordinates and a total of 10 employees)

Financial risks

• Interest rate, market, liquidity, and refinancing risks (IRRBB, topics related to LCR/NSFR)
• Management of the limit system at the company scale; aggregation of limits and exposures
• Stress tests and scenario analyses

Non-financial risks

• Operational risks, ICT/cyber risks, business continuity management (BCM), outsourcing
• Reputational risks, assessment and management of the insurance portfolio
• Management and steering of the risk and control framework (risks/key controls, ICS advisory to specialized departments)

Credit analysis (Policy Exception)

• Independent control and approval of exceptions to the credit policy (ETP) - e.g., non-standard amortization, LTV exceptions, viability gaps - with escalation of major exceptions to the credit committee/general management
• Continuous reporting on ETP volume, trends, and concentrations, including performance comparison with standard credits
• Monitoring of credit portfolio quality, concentration risks, and provisioning needs

Credit recovery

• Restructuring and realization strategies for non-performing engagements, provisioning recommendations
• Reporting on the evolution of the watchlist/NPL to the general management and the board of directors

Group-wide risk management

• Implementation and management of a group-wide risk and limit framework in the context of consolidated supervision (FINMA-RS 2025/4)
• Consolidated risk aggregation and reporting for all group companies
• Contact person for FINMA for group-wide risk issues; participation in the development of group risk regulations

What you bring ##

• Several years of experience in risk management/control in a retail bank, including second opinion credit analysis, ideally with a mortgage focus; experience with group/consolidated structures and consolidated supervision is an asset
• Understanding of the separation of market/market monitoring functions in the credit process
• Experience in implementing risk functions/frameworks from scratch
• University or university of applied sciences degree (Master's) in economics, banking & finance or equivalent, or certified public accountant
• Confident and independent attitude towards the general management and the board of directors
• Management experience, high stress resistance, and autonomy

Our offer ##

• Innovative company with the courage to implement future-oriented business models
• Join our dynamic team and contribute to the implementation of our strategy
• Demanding and versatile activity with a lot of personal responsibility
• Thanks to short decision-making paths, we implement pragmatic and goal-oriented solutions
• Possibility to work remotely

Your contact ##

M. Marco Supplizi, head of the Finance and Risk Management department, Tel. 062 885 14 76
Mme Claudia Graf, HR manager, Tel. 062 885 13 17