Senior credit officer - PME - Pros Immobilier - Particuliers

--- base: meta-keywords: meta-viewport: width=device-width, title: Senior credit officer - PME - Pros Immobilier - Particuliers --- Senior credit officer - PME - Pros Immobilier - Particuliers =============================================================== Senior credit officer - PME - Pros Immobilier - Particuliers Your main missions: • Ensure, autonomously, the analysis and decision-making flows relating to the credit exposure of "standard" and << complex >> files, • Decide on the granting/refusal of credit within the framework of the individual competencies assigned or give a recommendation to the decision-making bodies, • Ensure the application of and compliance with the rules and directives in force as well as the Credit Policy, • Support and advise front-office managers by providing technical expertise, establishing a preliminary analysis and occasional accompaniment on client visits, • Give a recommendation to the decision-making bodies, within the framework of credit decisions, take charge, if necessary, of the establishment of credit documents, • Participate in risk monitoring, at the Bank portfolio level, based on internal inputs within the department, by proposing the necessary actions for each situation, • Take charge of the establishment of credit documents, • Actively participate in internal projects related to the development of rules, tools and procedures, • Actively contribute to the training process of Associate Credit Officers (ACO), interns, apprentices and any person involved in the credit process. Ensure continuous training. Your profile: • banking, commercial training, completed by higher professional training (HES or banking economics diploma), • 5 to 10 years of experience as a credit analyst, • good knowledge of risks related to the financing of yield-generating real estate, • rigor, analytical and negotiation skills, • team spirit, communication skills, sense of priorities and solution orientation, • mastery of standard IT tools, more particularly Excel and Access, • excellent mastery of French, knowledge of German and/or English is a plus. If this position is right for you, apply now and participate in the promising future of BCV. Let's write three stories together: that of your career, that of your bank, that of our region. Banque Cantonale Vaudoise * Banque Cantonale Vaudoise Place Saint-François 14 1003 Lausanne * [ ](< >) jpid3e9d820jm jpit1040jm jpiy26jm