Credit Officer (f/m)

[We](< >) are quite into Zak. As the young daughter of Basler Kantonalbank, we launched the first Swiss smartphone bank with <<[Zak](< >)>>. This makes us a bit faster, smarter, and perhaps even cheekier than other banks. We also deal openly with the topic of money; generally, we address topics that are important to us directly. More female power, for example. That's why we are particularly pleased to receive applications from women. Men? Are of course still welcome. Would you like to learn more about us, who we are and how we tick? [Gladly](< >). Credit Officer (f/m) Sandra, Angelo, Nadja and 5 other colleagues from the Credit Office team in Basel are looking for reinforcement. In other words: you! Your new job * assess and decide on mortgage and real estate financing for private customers, real estate customers and housing cooperatives * analyze creditworthiness, affordability, collateralization and real estate values and continuously monitor credit risks * consider project, object, market and rental risks in construction financing and commercial real estate * support client advisors in complex financing and explain credit decisions understandably * contribute expertise to the team and actively help shape credit processes as well as training on specialist topics What you bring to it * banking apprenticeship or commercial training with a finance connection, supplemented by further training or studies in Finance/Credit * several years of experience in the Swiss mortgage and real estate financing business, focus on residential, yield and mixed objects * very good understanding of real estate valuation, credit risks and regulatory requirements in the mortgage sector * strong analytical thinking, high risk awareness and precise, structured way of working with clear decisions * very good communication skills in German; good French skills and basic knowledge of Italian are a plus How you benefit So you benefit * an open approach to the topic of money, also regarding pay equity - because we really have it * challenge with extremely exciting and varied cases * work flexibly in terms of time, possibilities for home office * an unexcited and uncomplicated team spirit * You expect a thoroughly good employment package from us? You're right, [here](< >) you can go to the details and many other benefits Still have questions? Gladly! When it comes to technical matters, Markus Weiland, Head of Credit Office, is looking forward to your call. For all other questions regarding working at perhaps the coolest bank in Switzerland, Raphael Schlageter, HR Business Partner, is the person to contact. Because we are looking for a banking professional and not a copywriter, you can save yourself the cover letter. Instead, we would be happy if you answer three short questions in the application tool. Thank you! j4id10463075jm j4it1044jm j4iy26jm