Credit Officer

Credit Officer (m/f/d) Company Description MF Group is a subsidiary of Riverty and part of the Bertelsmann Group. Around 120 employees work at two locations in Switzerland to make purchase on account with flexible installment payments even easier and safer for retailers. As a leading provider, we are an important pillar for retail and combine creditworthiness assessment, fraud prevention, invoicing and pre-financing into an all-round package. In addition to our uncomplicated purchase on account - online and directly in the store - we offer private individuals a flexible cash loan. We are also the issuer of various payment cards. Our strength lies in complex projects where different sales channels and payment methods interact. We work with almost all large stationary and online retailers in Switzerland and thus actively shape the future of payments. Job Description We are looking for support as Credit Officer (m/f/d) (permanent, full-time) Join our team at our location in St. Gallen or Schlieren - flexible working conditions available Your Tasks Review and decision of credit applications in private customer business Assessment of creditworthiness as well as estimation of risks according to internal guidelines Creation of credit documents, contract changes and general credit administration Contact person for customer advisors regarding credit questions Monitoring of the credit portfolio as well as compliance with requirements and documentation Collaboration in the optimization and further development of our processes Qualifications Your Profile Completed banking apprenticeship or KV, ideally with further training in the banking or finance sector 3-5 years of experience in the private credit or leasing business Good comprehension and ability to classify even more complex cases Structured, independent and precise way of working Reliable and flexible personality with initiative Very good German skills as well as oral skills in ösisch is an advantage Additional Information Information obligations in connection with the collection of your personal data: The company specified in the job advertisement is responsible for data protection in your application. The company processes your data for the purpose of establishing an employment relationship based on Art. 6 (1) b GDPR / § 26 (1) 1 BDSG. The storage period of your data is based on the deadlines of the respective country starting from the conclusion of the recruitment process. You can find these here. You can reach the company's data protection officer at the above postal address. You can obtain further information on data protection and your rights here. Recruiting platform powered by SmartRecruiters. Information obligations in connection with the collection of your personal data: The company specified in the job advertisement is responsible for data protection in your application. The company processes your data for the purpose of establishing an employment relationship based on Art. 6 (1) b GDPR / § 26 (1) 1 BDSG. The storage period of your data is based on the deadlines of the respective country starting from the conclusion of the recruitment process. You can find these here. You can reach the company's data protection officer at the above postal address. You can obtain further information on data protection and your rights here. Recruiting platform powered by SmartRecruiters. jpid77418dbjm jit0731jm jiy26jm